Find Out Why So Many People Are Using Green Dot Credit Cards!

How do Green Dot credit cards differ from other credit cards and debit cards? For starters, you don’t even have to have good credit to receive one! Since they are prepaid, you won’t have to worry about credit checks. Also, unlike most debit cards, you don’t have to have a checking account for this financial product.

These are available at department stores, retailers, grocery stores, and on the internet. They are much cheaper and more convenient than gift cards. Plus, they can be reloaded and reused, unlike gift cards!

Why would somebody want a Green Dot credit card? Here is a list of the reasons:

• No checking account is required
• They’re easier to hold onto than cash
• They’re safer than credit cards or regular debit cards
• Most stores take them, both locally and online
• Most travel and car rental companies accept them
• They can be used to fund PayPal accounts
• No overdraft fees
• Unlike gift cards, they can be used at ATM machines for cash

Another great thing about these cards is that you can open up an online account with Green Dot. Through your online account, you can keep track of all of your transactions. It’s easy to reload your card online, since you can do it right from your own home.

Want to set your account up to receive a direct deposit from paychecks? That’s simple! The company also offers members the opportunity to pay bills online with their cards.

With identity theft so problematic these days, it’s nice to know that there is such a great alternative to carrying credit cards and bank debit cards around. If you lose THIS card, you won’t have to worry about somebody stealing your bank information.

Need cash quickly? Green Dot credit cards can be used at over 15,000 ATMs worldwide! Just like regular debit cards, you’ll be able to choose a PIN number. After signing up for an account, you’ll have to wait 7 – 10 days before receiving your very own personalized card. Until then, you’ll be given a temporary card that can be used at places which don’t require a PIN number.

What information will you have to provide in order to get a Green Dot credit card? Your full name, location (no PO Boxes), valid social security number, and date of birth. The information won’t be used for anything, but it will be kept on record in private.

Green Dot Premier VIP members can receive added benefits, such as refunds on ATM withdrawal fees and emergency card replacement. If you plan on using your card a lot, then a VIP membership would be in your best interest.