An Overview of the Green Dot Money Card – Is This Card Worth Having?

The Green Dot money card is prepaid card that can be used around the world. It can be issued as either MasterCard or Visa. The company was founded in 1999, and is now a leading provider of prepaid cards. Millions of customers have one of these money cards and use them to make retail purchases online and at local stores.

The money cards can also be used to make travel reservations, make bill payments, to receive cash at ATM machines, and so forth. What makes them superior to gift cards is that they can be reloaded. You can add more money to it anytime you want. You can either go online to add money to your account or buy a Money Pak at any store.

Direct deposit is another benefit. You can arrange for your paycheck to be deposited into your Green Dot account. It doesn’t even have to be the entire amount, either – you can choose how much of your check you want to go onto your money card! Just about any type of paycheck can be deposited, except for some federal government benefit checks. In order to have your social security income or veterans benefits income deposited directly into your account, you must enroll in the Direct Deposit program with the federal government.

You can also arrange for your tax refund to be deposited onto the card! This is another reason why it stands out amongst prepaid debit cards. All you have to do is enter the card’s routing number and your direct deposit number when you fill out your annual tax return. Keep in mind that the Green Dot Money Card is considered to be a “checking account”, so check that box when filling out the form.

There aren’t many fees with this debit card – at least no more than what is considered standard for most cards. However, you can get the monthly fee waivered by loading at least $1,000 to the card, or making 30 purchases within a billing cycle. You may or may not be charged an ATM fee, depending on which machine you use and whether or not you’re a VIP member. VIP members aren’t charged any fees whatsoever when they use ATM machines within the network.

It’s easy to keep track of your balance and transactions. Just sign up for an account online or call customer support. You can also request to receive alerts via cell phone or email whenever there are changes to your account.

Overall, this Green Dot card is worth having. It is easy to use and very convenient to carry around. You won’t have to worry about losing cash. If the card is stolen from you, you can simply report it missing and it’ll be deactivated immediately. Since it’s not linked to any checking account (unless you choose to link it), you won’t have to worry about your personal information being compromised.