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Mango Card
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You can discontinue your search for the perfect prepaid card now that you've found the Mango Prepaid MasterCard. With its low fees, amazing benefits, and simple options for reloading, this card is virtually the perfect card for every wallet. Individuals who are looking for ways to better manage their money will love Mango's savings account with 6.00% APY and $20 bonus for using direct deposit.
Overview
The Mango Card is a prepaid MasterCard that can be purchased and preloaded with funds that can then be spent anywhere MasterCard is accepted. Customers are not required to have a credit check when applying for this card so no matter what their credit score or past credit history they are 100% guaranteed for approval. Having this card also provides a safer way to spend money than carrying cash and can be conveniently used online, in stores, or over the phone to make purchases or travel reservations.
This card has quickly gained popularity because of its low fees and many services it provides that are not common among other prepaid cards on the market. Cardholders can take advantage of their high interest savings account, low-fee renter's insurance, and the convenient and easy-to-use Smartphone App that allows them to manage their Mango account from anywhere. It is also considered one of the safest cards to carry since it is FDIC insured, is protected against fraud with a zero liability policy, and is monitored 24/7 with advanced anti-fraud technology.
People who use this card are pleasantly surprised by its ease of use and its straightforward fee schedule. Since they can only spend the funds that are preloaded into the account there are never any overdraft charges and there is also no fee for making everyday purchases with the card. Card members are rewarded for saving and managing their money wisely and can have several fees waived by simply using the direct deposit service.
No Activation Fee
Signup Bonus
6% APY Mango Savings Account
Free Direct Deposit
Intro Apr
Apr
Monthly Fee
Credit Needed
None
None
$ 5.00
Any - No Credit Check
Frequently Asked Questions
The Mango Prepaid MasterCard is designed with people who want to manage their money and take control of their spending in mind. With traditional credit cards it is easy to overspend because there is never a limit to the amount spent; rather cardholders just keep accruing high interest fees and find themselves paying outrageous overdraft charges. This is not the case when you have this card in your wallet.
Whether you find yourself unable to be approved for a credit card or have bad or no credit history, when you apply for this card you will be approved, no questions asked. There is no credit check required; only some brief personal information and a social security number of identity verification.
Individuals who have had difficulties managing their finances in the past are also great candidates for this fresh, new card. Cardholders have 24/7 access to their online account and can easily track their spending and even receive text alerts when their funds are getting low. And since you can never spend more than what you personally preloaded into the account there is never worry about overspending.
Customers are also encouraged to save money by depositing some of their cash into a high interest savings account. A savings account can be started with just $1 and users who choose to utilize direct deposit can earn up to 6.00% APY while customers without direct deposit can still earn up to 2.00% APY on up to $5,000.
The benefits of owning a Mango MasterCard Prepaid Card are endless. First, rather than paying an activation fee you will actually receive a $20 bonus as long as you sign up for the direct deposit feature. Users also have access to a plethora of other amazing benefits and features that are offered exclusively by Mango. Check them out here:
Benefits
- Safer than cash
- 24/7 online account management
- Free direct deposit
- Free text message alerts
- Use a mobile phone to check account balance
- Send money via text message
- FDIC-Insured up to $250,000
- MasterCard Zero Liability protection against theft and fraud
Rewards – There is currently no rewards program associated with this card.
Unique Features – This card is actually one of the most unique prepaid cards on the market. Its issuers have developed an innovative and efficient way to manage your account and to transfer money and make payments. Some features that make this card a must-have include:
- Get $20 cash-back when signing up for direct deposit
- High Interest Savings Account – up to 6.00% APY
- Free signature and PIN transactions
- Free Mango iPhone/Smartphone App
- Access to a virtual card for safe online purchases
- 24/7 Advanced Fraud Monitoring
- Access to RentSafe Renter's Insurance
- Monthly fee waived if depositing up to $500
The issuers of the Mango Prepaid Card pride themselves on providing one of the lowest fee prepaid cards available to consumers today. Where many other prepaid products charge fees for set-up, monthly maintenance, and fees for every type of transaction made with a card, Mango has just a few simple fees. They are able to provide these low fees by saving their own money by relying on word of mouth advertising rather than print or TV ads.
In fact many customers find themselves saving and even earning more with this card when they take advantage of the $20 direct deposit bonus or the interest gained by utilizing Mango's savings account. Before choosing your first prepaid card take a look at the fees associated with this card to see if it is the right fit for your budgets.
Fee Schedule
Service | Fees |
| Card Activation | None |
| Monthly Fee | $5.00* |
| ATM Withdrawal | $2.00 |
| Balance Inquiry | |
| $0.50 $0.50 None |
| Account Reloading | |
| None $0.50 None $4.95 None |
| Mobile Payments | $0.50 |
| Check for Closing Account | $10.00 |
* Reimbursed if loading more than $500 each month
Pre-loading and reloading your card should be as simple and convenient as possible. You work hard for your money and that is why the Mango Prepaid Card makes reloading easy so you have quick access to your cash in order to buy groceries and other necessities. When you have this card and 24/7 access to your online account you'll be able to take advantage of several reloading options.
- Direct Deposit – This is the simplest and most cost-effective form of reloading your prepaid card. By filling out a form and providing your employer with your account number you can have your paycheck or other benefits sent directly to your Mango account each month. As long as you do this on a recurring basis and sign up within 90 days you'll be able to receive a $20 bonus. This bonus is deposited directly into your account after 2 direct deposits are made.
- PayPal – Another free service, if you currently have a PayPal account for online payments you can now have that money transferred to your card account. By simply logging into your Mango account, clicking on "Add Money" and choosing PayPal you'll be connected to your account and can choose the amount you want transferred. This service is free and can also be done via the smartphone application.
- Green Dot MoneyPak – In order to add cash to your account you will need to purchase a MoneyPak at one of the thousands of retail partners across the country. There is a small fee for purchasing one of these cards but they are simple to use. Just give the cashier your cash which is loaded onto the MoneyPak card. Then log in to your Mango account, click on "Add Money" and enter the numbers from the Green Dot card. Your cash is instantly transferred.
- Bank Transfer – If you have a bank checking or savings account you can transfer money using the Mango online account. Simply click "Add Money" and enter the name and account numbers from your bank. There is no fee and it is completely secure since you can only transfer from an account whose owner's name matches the name on the card.