RushCard

The Prepaid Visa RushCard is a great investment for anyone trying to manage their money and watch their spending more closely. If you struggle every month with having to pay overdraft charges on a credit card this card will help you keep your spending under control and not spend more than what is in your account each week.

It is a great option for people who:

• have poor credit
• have no credit
• do not have a bank account
• cannot get approved for a credit card
• need help controlling spending
• need to avoid debt

With the increasing costs of using bank services and making purchases with a debit card, cards like this one are gaining more popularity with people who want to avoid these outrageous charges. In fact, it has become a popular option even for people who have great credit but do not wish to pay bank fees. While there are some low maintenance fees that come with this card, they are minimal compared to the price of over drafting a bank account or paying interest on a credit card.

Many people who choose this card also have a good fashion sense. With several card designs to choose from these cards do not only help save money but they can also make a statement about the user's personality. With choices like the Black Diamond, Pink Diamond, or Purple Diamond along with the Baby Phat card or the KLS card, there is something for everyone.

Benefits - Along with being easy, inexpensive, and convenient to use, this card also comes with some additional benefits. Want to be notified when your funds are running low? The RushCard offers a service that will alert you through text or email with updates regarding your account. There are lots of great free features for depositing money and you can always talk to a representative for free. Get all of this along with the assurance your money is safe against theft and fraud and you will never have to pay for a transaction that you did not authorize.

• No APR or Overdraft Charges
• Free Text and Email Alerts
• Free Direct Deposit
• Free Card to Card Transfer
• Free Customer Service
• Online Bill Pay
• Safer than Cash
• Visa Zero Liability Protection
• Accepted all over the World
• More than 5 Card Designs to Choose

Unique Features - There are a lot of great features that come with your approval for a Rush Visa Prepaid Card. With its unique online money tools you can set up a budget, monitor transactions, view deposits online, and see convenient graphs that tell you exactly where your money is being spent. All of this can be easily accessed online via a computer or even your smart phone.

• No Monthly Fees
• RushGoals Program
• Prescription Discount Card
• Health Plan Discounts
• Retailer Discounts – Zales, Barnes & Noble, 1-800-Flowers.com, etc.
• Online Money Tools
• iPhone and Android Phone Apps
• State of the Art Fraud Protection System

Rewards – While there is no rewards program for the amount you spend with your card there is a small reward for every friend you refer. Refer as many friends as want via referral cards, email inviations, or banners on a personal web page.

• Referral Program – Earn $5/friend referred

Prepaid cards could not offer all of their unbeatable services without charging their customers some fees, especially since they do not make any money on interest rates. The RushCard is no different. It does require cardholders to pay some fees but they are quite low when compared to many other prepaid products. And this card's company makes it a point to be up front with their customers by offering no hidden fees.

There are lots of choices when you pick this card as your card of choice. First you'll need to pick the card design that best suits you and then the card plan that best fits your needs and spending habits. Fee plans vary from a pay as you go plan to a monthly plan or an unlimited plan. The one you choose depends on how often you plan to use it and what types of transactions you will use it for most often. If you find you use the card more or less than you thought, your fee plan can be changed at any time.

Fee Schedule

* One time card fee depends on the chosen card design

Everything else about the Prepaid RushCard is easy and convenient so why shouldn't reloading your card be easy and convenient as well? Even with all of the options for loading and reloading each of them is simple, some can be done from the convenience of your own home, and most are free. When you reload or make your first deposit you only need to deposit a minimum of $1 and maximum limits vary depending on your reloading method.

• Direct Deposit – Both payroll and government benefit checks can be sent directly to your account after filling out the proper form with your personal information and account Deposit ID. Your employer will send you check directly to your account so you never have to hassle with bank transfers or check cashing. Only up to $5,000/day can be reloaded.
• Tax Refund – After completing your federal and state tax returns simply provide your routing number and account number on the proper form. You can receive your refund up to 30 days quicker than waiting for a check.
• Cash – Simply go to any Western Union or MoneyGram location and provide your account number and reloading amount to the clerk. The clerk will post the cash to your account which should be available within 30 minutes. Depending on the retailer this can cost up to $3.95 per deposit.
• Check or Money Order – Add money to your account by sending a check or money order in the amount you want to UniRush Financial Services, 23074 Network Place, Chicago, Illinois, 60673. After the check is verified your money will be added to your account. A maximum of $1,000 can be deposited with this method.
• Bank Transfer – Through an electronic bill pay service you can prepare a check from your bank account that will be sent to UniRush and then deposited into your account. This can take up to 10 days to verify but costs you nothing.
• PayPal – If you receive online payments through PayPal you can transfer any of those funds directly to your Rush account by simply setting up a "Withdraw" in your PayPal account. Set up a "Bank Account" by providing your routing number and Rush Account number.