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Vision Premier Card
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If you're looking for a prepaid card with lots of perks and amenities this is the one for you. The Vision Premier Card not only allows you to spend your own money without every worrying about overdraft fees but it also teaches you money management skills. You can open a savings account with your card and even earn 1% cash back every time you buy gas.
Overview
The Vision Premier Card is a Prepaid Visa Card that works like a debit card, allowing you to make purchases anywhere Visa credit cards are accepted, but without the worry of over spending. Once your card is funded you can use it in stores, online, or to withdrawal cash from an ATM. But, unlike a credit card you will never have to pay interest fees or overdraft charges because you can only spend the amount available on your card. Having this card is safer and easier to carry than cash since you will be FDIC ensured if your card is lost or stolen.
The goal of this popular card is to help you save money by offering a convenient and safe alternative to using cash or writing checks. And since it’s a prepaid card, users can be assured that they will have all of the convenience of a credit card or debit card but without the expense of bank fees or late payment charges. And with added bonuses like an online savings account, online bill pay, and access to Money Management Tools you can control all of your finances from one easy to access online account.
When applying for this card issued by The Bancorp Bank, you will start by filling in a simple online application form, which you can access by clicking on the Apply Now button below. Simply provide your name, address, and phone number along with a social security number and your birth date which are needed to confirm your identity. Then within a few short days you will receive your personalized card, which will need to be activated and loaded with funds before you can start using it anywhere you make purchases.
And since there is no credit check or requirement to have a bank account everyone who applies is guaranteed to be approved, even if you have bad credit or no credit at all.
No Overdraft Fees or Interest Charges
Free Roadside Assistance
5.65% APY Savings Account
Free Direct Deposit
Intro Apr
Apr
Monthly Fee
Credit Needed
None
None
$ 7.95
Any - No Credit Check
Frequently Asked Questions
If you have a problem with spending more money than you make or need a way to budget your money more effectively, the Prepaid Vision Premier Visa Card is just what you need. It's a great choice for any with:
- no credit
- bad credit
- no checking account
- no credit card approval
- money management problems
This card is available to anyone who is interested in applying, as long as you are over the age of 18. It is most popular with individuals who have had financial difficulties and cannot be approved for a credit card or bank account or who have a poor credit history. Since there is no need for a credit check it does not matter what kind of credit you have, you'll be approved 100% guaranteed.
It is also a great card for students in high school or who are going off to college. Parents can preload the card with an allowance or money for books and other expenses that children living away from home might encounter. Transferring money is instantaneous so if students are need of cash parents can have it to them in minutes. And since cardholders can't spend more than what is in the account parents can easily limit their child's funds, track what they are buying, and help manage their spending.
Benefits - Not only does the Visa Vision Premier Prepaid Card help you manage your money, it also offers many other benefits that are not available with credit cards or other prepaid debit cards. Many of these benefits come with no additional cost and they are all voluntary so cardholders can make their card fit individual needs.
- Safer than cash
- Free Direct Deposit
- No overdraft fees
- Free email and text alerts
- Visa Zero Liability Protection
- FDIC Insured
- Use anywhere Visa is accepted
Unique Features - In order to stand out from other prepaid products, this card offers several amenities and services that are not prevalent with other cards. These features help with money management as well as adding convenience and savings to your card experience. By charging minimal fees to own this card, Vision is able to provide these must-have services at little or no cost.
- 24/7 Emergency Roadside assistance
- 5.65% APY Savings Account
- Gas Purchases earn 1% cash-back
- Online Money Management Tools
- Online bill pay
- Free transactions
- Directly deposit federal tax refund
Rewards – There is currently no reward programs associated with this card.
One of the things that makes the Vision Premier Prepaid Card so appealing is that there are no hidden fees, overdraft charges, or interest charges ever. It also has some of the lowest fees offered by this type of card and can still be used with the ease and convenience of a credit card. While it is impossible to avoid fees altogether with a prepaid card, this particular card allows you to avoid quite a few.
With all of the extra services and benefits you get with this card a small fee each month is well worth it to most customers. Not even a credit card can put cash back in your wallet for buying gas or allow you to pay bills straight from your account or with a paper check sent directly from your account to the payee. Refer to the simple Fee Schedule to find out more about the free services versus the paid ones that this card offers.
Fee Schedule
Service | Fees |
| Activation Fee | $9.95 |
| Monthly Fee | $7.95 w/Direct Deposit $9.95 Without |
| Yearly Fee | None |
| PIN Transaction | None |
| Signature Transaction | None |
| ATM Withdrawal | $2.50 |
| Balance Inquiry | |
| None $2.25 None |
| Bill Pay Service | None |
| Reloading | |
| None None Depends on retailer |
| Replacement Card | $9.95 |
| Paper Statement | None |
| Customer Service | None w/Direct Deposit $1.95 after free 30 days |
When you are reloading funds to your Vision Premier Card you have several convenient options. Some can be done quickly and simply from your home with the click of a button while others require you to utilize the services of a retail store or bank.
Unlike other prepaid cards there is no minimum balance to maintain and no minimum amount that you must keep in order to maintain your account. Put as much money in as you want, use as much as you need, and don't worry about staying above a certain amount. When funds do get low on your card these are your options for reloading:
- Direct Deposit – Totally free by simply filling out the direct deposit form and providing your account number to your employer. Paychecks, government benefit checks, and tax refunds can all be directed straight to your account in the full or partial amount.
- PayPal – Funds can be directed straight from a PayPal account into your Vision account by simply putting in the correct account numbers.
- Card-to-Card Transfer – Whether it's your husband, brother, or sun you can transfer funds between cardholders with no hassles or fee.
- Cash – There are more than 100,000 retail locations across the United States that will allow you to put the cash in your hand on your card. Give the clerk your cash they'll give you a card or deposit number and all you need to do is enter those details into you online Vision account and your cash shows up instantly. Participants include but are not limited to Western Union, Walmart, Walgreens, and Green Dot MoneyPak.