Who Should Apply for the Vision Premier Card?

The Vision Premier Card is for anyone who wants the convenience and prestige of a credit card but without the associated interest charges, finance and overdraft fees, and the hassle of applying for one. When you apply for the Vision Premier card, you are assured of 100 percent approval, as long as you meet the basic requirements (18 years old or over and a valid ID, such as a Social Security number). It’s the simplest application process ever and you get to enjoy the spending power and perks that you can’t find in debit and credit cards.

If you have had issues with your credit rating or you know you’ll get blocked in Chexsystems, then the Vision Prepaid card is right for you. Applying for one doesn’t need a background check into your credit history. Just fill up the online form and wait for the card to be mailed to you.

Who else should apply for the Vision Premier card? This card is for people who don’t want to be bothered by too many fees. With a $9.95 one-time activation fee and a $3.95 monthly fee for direct deposit ($9.95 for other reloading methods), you can purchase merchandise with your signature or PIN free of charge. Most prepaid cards charge a fee for every transaction, deducting more money from your load every time you use your card. There are no charges for automated and live customer service and for cancellations and inactivity. Only ATM transactions are charged $2.25, so use the ATM only for withdrawals. Balance inquiries can be done online for free.

The Vision Premier prepaid card has the added feature of online bill payment. What sets it apart from other prepaid cards is, this service is free. Other prepaid cards charge a fee for every bill you pay, so this card saves you money that can be used to spend on shopping, dining or traveling.

The Vision Premier Visa prepaid card lets you earn 1% cash back on gasoline purchases, with the discount credited to your card balance. You’ll also get free roadside assistance provided your card remains active. And you’ll never have to watch out for interest charges on your purchases because you are spending your own money, not money that the bank has loaned you as in the case of credit cards.

You can have your paycheck, federal and other government benefits and tax refunds deposited to your Vision Premier card free of charge. Direct deposit saves you money from fees for cashing checks and the hassle of going to the bank. It also gives you a free savings account with the card-issuing bank, Bancorp Bank, with a high 5.65% APY.

Count the benefits of the Vision Premier Visa prepaid card: instant approval, no credit check, no interest charges, no overdraft fees, minimal card fees and a rewards program that gives you cash back. Its built-in financial management assistance also gets you out of the cruel credit card debts that never seem to get paid because of their accruing interest fees. All these make it worthwhile applying for the Vision Premiere prepaid card.