Vision Silver Card

Individuals who have bad credit or no credit find this card to be a lifesaver in lots of spending situations. With a guaranteed approval anyone over the age of 18 who supplies their name, address, and proof of identification can apply for this card and use it instantly. And unlike a credit card you can manage your spending and never have to worry about paying large overdraft fees.

This card is also a great choice for individuals who are trying to learn money management skills or have had trouble budgeting their money in the past. With 24 hour access to an online account, cardholders are able to track their spending and even pay their monthly bills directly so they can keep track of where their money goes each month.

Benefits – On top of being one of the lowest fee cards, the Vision Silver Card comes with some added perks and benefits that make it a top choice. While some of these features may not be appealing to everyone they are sure to make frequently using this card more affordable and convenient.

• No credit check
• 100% approval guaranteed
• Monthly fee is only $3.95
• No annual fee
• Convenient online statements
• Use wherever MasterCard is accepted
• Free automated customer service
• Access to millions of ATM's
• Safer to carry than cash

Rewards – This card does not currently offer any rewards programs for its use.

Unique Features – Finding the right prepaid card to fit your needs can be overwhelming. Take a look at some of the appealing features this card has to offer to see if it's a right fit for you:

• Free online bill pay
• Mail-In Rebate for Activation fee
• MasterCard Zero Liability
• Unlimited free signature transactions
• Free email and text alerts
• 24/7 Online account management

It is nearly impossible to avoid paying any fees when using a prepaid card like this one. Since they do not charge interest or overdraft fees they need to make a profit somehow in order to provide satisfactory service. However, with this particular card you will find that some of the most common card fees are much lower than their competitors and they even offer several services that can't be found for free with any other card.

There is never any worry about paying an overdraft fee or paying interest on unpaid balances since you will never be able to spend more than what you have personally deposited in your Vision Silver account. And since it is simple and free to track your spending online or receive text alerts you should never have to worry if you're spending too much.

Fee Schedule

* This fee is refunded if you fill out and send in the mail-in rebate form.

The Vision Silver Card boasts as having more options to add cash than other cards like it. There are numerous options for adding funds to your account and all are very simple and convenient. With the exception of adding cash to your card, most of these reload options can be completed from the comfort of your own home simply by logging into your card account and clicking a few buttons.

When initially activating this card there is a minimum required deposit of $20. After that there is not a limit on how many deposits you can make each month or a maximum amount to deposit. However, you do need to continue to follow the $20 minimum each time you reload your card.

• Direct Deposit – You can get your paycheck faster and not have to worry about paying check cashing fees when you set up direct deposit into your card account. This service is completely free and can be used for paychecks, government benefit checks, or even tax refunds. Simply fill out the direct deposit form and give it to your employer.
• Add Cash – There are numerous places you can go to deposit cash into your card account. Some of these places will charge their own retail fee for handling your money while others will do it for free. Consider one of these convenient locations for cash deposits:
  • MoneyGram
  • Western Union
  • PreCash
  • GreenDot Money Pak from Walmart, Kmart, Walgreens, etc.
• Bank Transfer – Another service that is completely free is transferring funds to or from your bank account into your Vision account. This can be done online by logging into your account and entering your bank account routing numbers.
• Wire Transfer – If you are out of the country or need to send cash to yourself quickly you can easily send a wire transfer from the Federal Reserve. There may be fees involved and you are able to send up to $2,500 per day to your account.
• PayPal – Whether you use PayPal for an online business or for selling things on eBay any money you receive into your PayPal account can be transferred directly to your card account for free.
• Card-to-Card – If members of your family or anyone you know also holds one of these convenient cards you can transfer funds to them by logging into your online account and entering their account numbers. This is a great option for parents who want to transfer money to their child's account.