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Wired Plastic Card
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Not sure which route to take when trying to choose the prepaid card that's right for you? The Wired Plastic Card offers a 30 day trial. If you like it, keep using it. If not simply cancel the card within 30 days and you'll get your money back guaranteed. It's a great way to find out the ins and outs of the card with no obligations.
Overview
The Wired Plastic Card is one of the most recent prepaid cards on the market. It is a prepaid Visa card that can be used anywhere Visa credit cards and debit cards are accepted. It is not only a great card option for making purchases online or in stores, but it can also be used to pay bills, and even pay for gas at the pump. When making purchases users can choose to use the card like a debit card with a PIN number or as a regular credit card transaction.
Since it is a prepaid card, users will never be able to spend more than the amount they have deposited into their personal account. There are numerous ways to load funds including direct deposit, cash loads, and bank transfers. Reloading is so simple and cost efficient that you'll soon find using your card for all of your spending needs is safer, cheaper, and more reliable than using cash or checks.
When choosing this card all you need to do is fill out a simple application form and wait for your personalized card to arrive in the mail. You can start spending immediately and can even get a full refund after 30 days if you decide the card is not the right fit for you. Applicants can also choose between the basic black card, or one featuring a pink ribbon that donates a percentage of your purchases to breast cancer research.
Like several other popular prepaid cards, this one is issued by The Bancorp Bank which makes it safe and reliable to use. With Bancorp's privacy policy and Visa's zero liability protection you don't have to worry about losing money if your card is every lost, stolen, or targeted by identity theft.
FREE Direct Deposit - Eliminate check cashing fees
FREE Rewards Program - Earn 1 point for every jumi spent. Points never expire!
Accepted everywhere VISA debit cards are accepted
Make a difference - With every signature purchase you are helping to fight against breast cancer.
Intro Apr
Apr
Monthly Fee
Credit Needed
None
None
$ 5.95
No Credit Check
Frequently Asked Questions
This card is a great option for people who are looking for a straight forward way to manage their money, especially if they have been caught up in paying outrageous interest fees for credit cards in the past. While anyone who applies for the Prepaid Wired Plastic Card will be approved, people with bad credit or no credit history at all are especially encouraged to apply no matter what their past spending difficulties.
With access to online money management tools and the inability to spend more than what is in their account, cardholders will be able to track spending, balance their budget, and get their finances back on track. And for those who tend to spend and spend without even thinking about their account balance, this card offers customizable alerts that can be sent to your email or cell phone to let you know when you're balance is getting low.
And if you're still undecided about which prepaid card will fit your needs the best, when you apply for this card you can take advantage of their 30 day money back guarantee. Apply for the card, use it for 30 days, and if it doesn't meet your expectations you can get a full refund, no questions asked.
There are lots of advantages to choosing the Wired Plastic Card as a way to make purchases or pay the bills. Some of these benefits are fairly common among most prepaid card distributors, but some are completely unique to this company. When making the decision about which card to choose, these benefits and features are often the deciding factors in which card best fits individual needs. Besides being easy to use and extremely simple to apply for, check out some of the other reasons why this is a popular card choice.
Benefits
- No overdraft fees
- Track spending
- No credit check
- Free direct deposit
- 24 hour online account access
- Free mobile phone alerts
- Recognized worldwide anywhere Visa is accepted
- Choose between Debit or Credit purchases
- Online bill pay
Unique Features
- Low activation and monthly fees
- Manage account transfers via text message
- 30 day money back guarantee
- Live customer service representatives
- Choose between Classic and Pink Ribbon Card
Rewards
- This card comes with a simple rewards program that allows you to earn points towards certain purchases every time you use it. Simply choose credit during check-out every time you make a purchase and every dollar you spend will earn 1 point. Your points can then be used towards prepaid wireless airtime or to purchase wireless products.
Users never have to worry about interest fees or overdraft charges when using the Wired Plastic Card. However, it does come with a few fees that are common for most prepaid products such as an activation fee and some monthly fees. There are also minimal fees for some transactions such as ATM withdrawals. Without these fees the card issuer would not be able to provide and maintain all of the excellent services they offer. And many cardholders find these fees are far less pricey than the usual charges they frequently accrued when using a traditional credit card.
Below is a general overview of some of the most common fees associated with this card. Visit their website to get a more comprehensive and detailed list. If you are being charged for something you're unsure of or want to clarify the fee schedule before applying you will need to call a customer service representative.
Fee Schedule
Service | Fees |
| One-time Activation Fee | $9.95 |
| Monthly Fee | $5.95 |
| Signature Transaction | None |
| PIN Transaction | $0.95 |
| ATM Withdrawal | $1.95 |
| Balance Inquiry | |
| $0.95 None None |
| Online Bill Pay | |
| $0.45 $0.95 |
| Reloading | |
| None None Depends on retailer $1.00 |
| Text and Email Alerts | None |
| Customer Service | 2 free/month Then $0.95 |
| Replacement Card | $3.95 |
| Cash Back when Closing | $25.00 |
The makers of Wired Plastic wanted to make getting your hard earned money onto your card quick and easy. That is why, unlike many other providers, they only offer a few methods for reloading your card. All of these reload options are free of fees except for the ones charged by retailers to reload cash. Once you initiate one of these reloading methods your money will be transferred to your account and be ready for spending almost immediately.
- Direct Deposit – This is the fastest and easiest way to load money onto your card. Simply fill out a direct deposit form for your employer containing your account number and all or part of your paycheck will show up in your account automatically each pay period.
- Cash – There are over 100,000 retail locations that allow you to put cash directly onto your card. Places like Western Union and MoneyGram may charge a small fee for transferring your cash.
- Bank Transfer – Whether you have a checking account or a savings account you can have money automatically wired from a bank or other financial institution straight to your card account. Simply provide the account and routing numbers. In some cases you may have to provide photo ID as well.
- PayPal Transfer – Want to get money to or from your PayPal account for online purchases? Simply log in to your account and transfer by using your account numbers. This service is totally free.